Home Loan

Home Loan – DK Service

Owning a home is a dream for many, and DKService is here to make that dream a reality. We provide hassle-free home loan solutions with low interest rates, flexible repayment options, and quick approvals. Whether you are buying a new house, constructing one, or renovating your existing property, we have the right loan options for you.

Why Choose DK Service for a Home Loan?

Types of Home Loans We Offer

Documents Required for Home Loan

KYC Documents

Aadhaar Card, PAN Card, Passport

Income Proof

Salary slips (for salaried), ITR (for self-employed)

Bank Statements

Last 6 months

Property Documents

Sale agreement, title deed, approved plan

Contact

How to Apply for a Home Loan with DK Service?

Call us

+91 9313366024

Email

info@dkservice.in

Visit

https://dkservice.in

Our experts will guide you through the loan process and help you get the best deal on your home loan.

🏡 Get Your Dream Home with DK Service Today!

Home Loan – FAQs | DK Service

A home loan is a financial assistance provided by banks or financial institutions to help individuals buy, construct, or renovate a house. The borrower repays the loan in monthly EMIs over a fixed tenure.

Anyone who meets the following criteria can apply:
✅ Age: 21 to 65 years
✅ Employment: Salaried or self-employed
✅ Income: Minimum ₹25,000 per month (varies by lender)
✅ Credit Score: 700+ preferred for better loan terms

The loan amount depends on your income, credit score, and property value. Generally, you can get a loan ranging from ₹5 lakh to ₹10 crore.

Our interest rates start from 8.35% p.a., depending on your credit score and loan amount.

You can repay your home loan in up to 30 years, making EMIs more affordable.

📌 KYC Documents – Aadhaar, PAN, Passport
📌 Income Proof – Salary slips (salaried) or ITR (self-employed)
📌 Bank Statements – Last 6 months
📌 Property Documents – Sale agreement, title deed, approved plan

Yes, but your loan amount may be lower, and the interest rate may be higher. We recommend improving your credit score (700+) for better loan terms.

Yes, you can prepay or foreclose your home loan. Some lenders charge a prepayment penalty, while others do not. Check with us for specific details.

With DKService, you can get loan approval in 24-48 hours after submitting all necessary documents.

Yes, we offer a Home Loan Balance Transfer option to help you switch to lower interest rates and save on EMIs.