At DK Service, we help students achieve their academic dreams by providing hassle-free education loans for higher studies in India and abroad. Our education loan covers tuition fees, accommodation, books, travel, and other essential expenses, ensuring students can focus on their studies without financial stress.
Admission letter from the university
Academic records (10th, 12th & Graduation mark sheets)
Entrance exam scorecards (if applicable)
Passport (for study abroad)
ID & Address proof (Aadhaar, PAN, Voter ID)
Income proof (Salary slips/ITR/Bank statements)
Collateral documents (if applicable)
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info@dkservice.in
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Indian citizens who have secured admission to a recognized university in India or abroad. Students applying for undergraduate, postgraduate, diploma, or professional courses. A co-applicant (parent/guardian/spouse) with a stable income is required.
The loan amount ranges from ₹50,000 to ₹50 Lakhs, depending on the course, university, and collateral provided.
Our education loan covers:
Tuition fees
Hostel/accommodation charges
Books and study materials
Travel expenses (for studying abroad)
Laptop or other essential equipment
Repayment starts after course completion and can be extended up to 15 years, including the moratorium period.
Interest rates vary based on the applicant's profile, loan amount, and bank/NBFC policies. Contact DKService for the latest rates.
Loans up to ₹7.5 Lakhs may be approved without collateral. For higher amounts, collateral such as property, fixed deposits, or insurance may be required.
Yes, you can claim a tax deduction on interest paid under Section 80E of the Income Tax Act.
Loan processing usually takes 7-15 days, depending on the documents and bank/NBFC policies.
Yes, you can apply for pre-approval based on entrance exam scores or admission intent. However, final approval requires an admission letter. Q10. How can I apply for an education loan
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