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Education Loan

Education Loan – DKService

At DKService, we help students achieve their academic dreams by providing hassle-free education loans for higher studies in India and abroad. Our education loan covers tuition fees, accommodation, books, travel, and other essential expenses, ensuring students can focus on their studies without financial stress.

Features of DKService Education Loan

βœ… Loan Amount – β‚Ή50,000 to β‚Ή50 Lakhs
βœ… Flexible Repayment – Tenure up to 15 years
βœ… Competitive Interest Rates
βœ… Loan for India & Abroad Studies
βœ… Moratorium Period Available (Repayment starts after course completion)
βœ… Minimal Documentation & Fast Approval

Eligibility for Education Loan

βœ” Applicant should be an Indian citizen
βœ” Admission confirmation from a recognized university in India or abroad
βœ” Co-applicant (parent/guardian/spouse) is required
βœ” Minimum academic performance criteria as per bank/NBFC norms

Documents Required

πŸ“Œ Student Documents:

  • Admission letter from the university
  • Academic records (10th, 12th & Graduation mark sheets)
  • Entrance exam scorecards (if applicable)
  • Passport (for study abroad)

πŸ“Œ Co-Applicant Documents (Parent/Guardian):

  • ID & Address proof (Aadhaar, PAN, Voter ID)
  • Income proof (Salary slips/ITR/Bank statements)
  • Collateral documents (if applicable)

Why Choose DKService for Education Loan?

βœ” Quick Loan Processing – Faster approvals to avoid delays in admission
βœ” No Hidden Charges – Transparent loan terms with no surprises
βœ” Customized Loan Plans – Tailored financing as per your needs
βœ” Tax Benefits – Avail tax deduction under Section 80E of the Income Tax Act

πŸ“ž Need assistance? Call us at +9313366024
πŸ“§ Email us: info@dkservice.in
🌍 Apply online at https://dkservice.in

πŸŽ“ Turn your education dreams into reality with DKService! πŸš€

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Education Loan – FAQs | DKService

βœ… Indian citizens who have secured admission to a recognized university in India or abroad.
βœ… Students applying for undergraduate, postgraduate, diploma, or professional courses.
βœ… A co-applicant (parent/guardian/spouse) with a stable income is required.

πŸ’° The loan amount ranges from β‚Ή50,000 to β‚Ή50 Lakhs, depending on the course, university, and collateral provided.

πŸ“š Our education loan covers:
Tuition fees
Hostel/accommodation charges
Books and study materials
Travel expenses (for studying abroad)
Laptop or other essential equipment

πŸ“… Repayment starts after course completion and can be extended up to 15 years, including the moratorium period.

πŸ”Ή Interest rates vary based on the applicant's profile, loan amount, and bank/NBFC policies. Contact DKService for the latest rates.

🏠 Loans up to β‚Ή7.5 Lakhs may be approved without collateral. For higher amounts, collateral such as property, fixed deposits, or insurance may be required.

πŸ“œ Yes, you can claim a tax deduction on interest paid under Section 80E of the Income Tax Act.

⏳ Loan processing usually takes 7-15 days, depending on the documents and bank/NBFC policies.

πŸ“Œ Yes, you can apply for pre-approval based on entrance exam scores or admission intent. However, final approval requires an admission letter. Q10. How can I apply for an education loan