A Mortgage Loan, also known as a Loan Against Property (LAP), allows you to unlock the value of your property by availing a loan against it. At DK Service, we offer hassle-free mortgage loans with competitive interest rates and flexible repayment options.
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Our loan experts will assist you throughout the process. Get instant approval and unlock your property’s value today! 
A Mortgage Loan (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral to avail a loan for personal or business needs.
Individuals who own a property and have a stable income can apply, including:
Salaried employees (Minimum salary ₹30,000 per month) Self-employed professionals (Doctors, CAs, Lawyers, etc.) Business owners with at least 3 years of business continuity
You can mortgage:
Residential Property – Self-occupied or rented houses
Commercial Property – Shops, office spaces, business premises
Industrial Property – Factories, warehouses, etc.
The loan amount depends on the property’s market value and your repayment capacity. DKService offers loans up to ₹10 crore based on property valuation.
Interest rates start from 8.50% p.a., varying based on loan amount, credit score, and borrower profile.
DKService offers flexible repayment tenure of up to 20 years, making it easier to manage EMIs.
Loan approvals are quick, and funds can be disbursed within 48 hours, subject to document verification and property evaluation.
Yes! There are no restrictions on fund usage. You can use the loan amount for: Business expansion Debt consolidation Education expenses Medical emergencies Home renovation, etc.
If you fail to repay, the lender has the legal right to auction the property. However, DKService provides flexible repayment plans and solutions to avoid such situations.
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